---
title: Sharable™ - Cost Containment
description: Health Insurance Is Broken, and Too Expensive! So, Sharable™ decided to change the way Americans finance and reserve for Healthcare. Our mission is to advance the adoption of Healthcare Sharing by making it work better and feel better than insurance. Our platform, innovations and services enable existing Healthcare Sharing Organizations, as well as new Start-Ups, serve their unique communities more effectively. In recent years, and during a time of crisis in the American healthcare system, Healthcare Sharing has grown to be an affordable and credible alternative to the high cost of health insurance. So, Sharable™ decided that someone should develop the Nation’s first and only cloud-based platform (Sharing as a Service™) that fully integrates the Sharing Value Chain. Our Platform is built upon P2P Sharing Protocols and patent-pending innovations that advance the concept of Healthcare Sharing, while enabling existing Healthcare Sharing Organizations (HCSOs) and other large member-based organizations to launch and develop high-performing Sharing Programs. The Sharable™ Team has over 100 Years of combined Healthcare Sharing experience and have developed, managed and/or assisted some of the Nation’s largest Healthcare Sharing Organizations. Much of that experience has been codified in the Sharing as a Service™ platform to ensure that Sharing Organizations can build highly scalable programs that are regulatory compliant, while creating a Member Experience that is uniquely different than insurance by leveraging the human, social, and community aspects of Healthcare Sharing.
---

[![Sharable](https://www.sharable.life/hubfs/raw_assets/public/Sharable_January2022/images/logo.svg "Sharable")](https://www.sharable.life/?hsLang=en)

- [Platform](https://www.sharable.life/platform) 
    - [App Center Turn Prospects into Members in 15 minutes or less.](https://www.sharable.life/platform#app)
    - [Member Center Serve Members, while driving Community](https://www.sharable.life/platform#member)
    - [Client Center Manage a fully integrated Sharing Value Chain](https://www.sharable.life/platform#client)
    - [Virtual Share Exchange® Delineate and inoculate through P2P Sharing](https://www.sharable.life/platform#vse)
    - [Platform FeaturesDo more through Sharable™](https://www.sharable.life/platform#features)
- [Cost Containment](https://www.sharable.life/cost-containment) 
    - [Hybrid RBPContain costs with information and innovation](https://www.sharable.life/cost-containment#rbp)
    - [Integrated Tele-Health Connect members to doctors in minutes](https://www.sharable.life/cost-containment#telehealth)
    - [Integrated Pharmacy Direct members to the lowest retail price](https://www.sharable.life/cost-containment#pharmacy)
- [Services](https://www.sharable.life/services) 
    - [Build, Operate & Transfer Startup a new Sharing Program](https://www.sharable.life/services#bot)
    - [Member Development Attract and acquire new members](https://www.sharable.life/services#memberdev)
    - [Performance Engineering Engineer operational excellence](https://www.sharable.life/services#performance)
- [Resources](https://www.sharable.life/services) 
    - [Help Center To Better Server Our Clients](https://sharable.zendesk.com/hc/en-us)
    - [Sharable Insights (Blog) Insights, Reflections, & Inspirations](https://blog.sharable.life)
- [About](https://www.sharable.life/our-team) 
    - [Company Healthcare Sharing Experts](https://www.sharable.life/our-team)
    - [Contact Us How To Reach Us](https://www.sharable.life/contact-us)

[Login](https://sharable.zendesk.com/hc/en-us)

#### COST MANAGEMENT

# Lower Medical Costs By More Than 30%

Optimize your member experience while ensuring that members pay a **fair price** for the care they receive

[Learn More](https://www.sharable.life/cost-containment#rbp) 

![Cost management](https://www.sharable.life/hubfs/Sharable_January2022/Images/cost-management-3.svg)

## Pay Less … with Innovation and Information

Powered by its Partner Services, Sharable™ deploys a Hybrid Reference-Based Pricing (RBP) Strategy that is enabled by market information, performance data and artificial intelligence to ensure the lowest price paid for medical services, while optimizing the healthcare sharing experience

### 1. Medical Bill Reviews

Lever artificial intellegence and teams of physicians to audit medical bills for errors and inaccuracies.

### 4. Member Experience

Adjust repricing results based on recent member experiences to optimize member satisfaction.

### 2. Established Contracts

Reprice bills based on established contracts and negotiated case rates where available.

![Hybrid RBP](https://www.sharable.life/hubfs/Sharable_January2022/Images/rbp.png)

Hybrid RBP

### 4. Member Experience

Adjust repricing results based on recent member experiences to optimize member satisfaction.

### 2. Established Contracts

Reprice bills based on established contracts and negotiated case rates where available.

### 3. Reference-Based Pricing

If contracts are unavailable, reprice bills based on market intelligence and fair price references.

# Connect Members To Affordable Care In Minutes

Configure and white-label Sharable’s Member Center with an optional Tele-Health application that is fully-integrated across the member experience to provide access to affordable care and doctors within minutes.

[View Member Center Features](https://www.sharable.life/platform/#member)

![Connect Members To Affordable Care In Minutes](https://www.sharable.life/hubfs/Sharable_January2022/Images/group-29.png "Connect Members To Affordable Care In Minutes")

![Direct Members To Lowest Available Prescription Pricing](https://www.sharable.life/hubfs/Sharable_January2022/Images/group-29-copy.png "Direct Members To Lowest Available Prescription Pricing")

# Direct Members To Lowest Available Prescription Pricing

Configure and white-label Sharable’s Member Center with an optional Pass-Thru Pharmacy Application that is fully integrated into the member experience to ensure Members receive the lowest possible price at their local retail Pharmacy

[View Member Center Features](https://www.sharable.life/platform/#member)

[![Sharable](https://www.sharable.life/hubfs/raw_assets/public/Sharable_January2022/images/logo.svg "Sharable")](https://www.sharable.life/?hsLang=en)

[2026 Sharable™. All Rights Reserved](https://www.sharable.life/?hsLang=en)

[Privacy Policy](https://www.sharable.life/privacy-policy?hsLang=en)

[Terms and Conditions](https://www.sharable.life/terms-and-conditions?hsLang=en)

- PLATFORM 
    - [App Center](https://www.sharable.life/platform#app)
    - [Member Center](https://www.sharable.life/platform#member)
    - [Client Center](https://www.sharable.life/platform#client)
    - [Virtual Share Exchange®](https://www.sharable.life/platform#vse)
    - [Platform features](https://www.sharable.life/platform#features)
- COST CONTAINMENT 
    - [Hybrid RBP](https://www.sharable.life/cost-containment#rbp)
    - [Integrated Tele-Health](https://www.sharable.life/cost-containment#telehealth)
    - [Integrated Pharmacy](https://www.sharable.life/cost-containment#pharmacy)
- SERVICES 
    - [Build Operate & Transfer](https://www.sharable.life/services#bot)
    - [Member Development](https://www.sharable.life/services#memberdev)
    - [Performance Engineering](https://www.sharable.life/services#performance)
- RESOURCES 
    - [Sharable Insights (Blog)](https://blog.sharable.life)
    - [Help Center](https://sharable.zendesk.com/hc/en-us)
- ABOUT US 
    - [Company](https://www.sharable.life/our-team)
    - [Contact Us](https://www.sharable.life/contact-us)